Lately, Prosperi Academy has been generating a lot of buzz online, so you might be wondering what all the hype is about. It certainly sounds promising with claims of teaching investment strategies through online courses and a real-world trading simulator.
But is it all that it’s cracked up to be?
In this review, I’ll take you through exactly what Prosperi Academy offers, breaking down its features, approach, and whether it’s truly a legitimate platform or just another gimmick.
Before I start…
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Key Takeaways
- Prosperi Academy is an investment learning platform focusing on education rather than actual trading.
- Subscription fees range from $10 for 7 days to $39.99 for 12 weeks of access.
- The sign-up process involves answering personal and financial questions, but the content remains largely generic.
- Reviews are mixed, with positive feedback on educational content but complaints about refunds and cancellations.
- VERDICT: While potentially useful for beginners, the platform may not offer significant value for experienced investors.
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What is Prosperi Academy?
Prosperi Academy is an investment learning platform designed to teach you how to make smarter decisions with your money. Unlike many platforms that encourage you to dive straight into trading or offer brokerage services, Prosperi Academy focuses entirely on education.
From what I’ve seen on the platform, the courses break down tricky investment concepts into more digestible lessons that you can go through at your own pace to start investing.
Whether you’re curious about stocks, cryptocurrencies, how brokers operate, or various investment strategies, Prosperi Academy has over 20 hours of content that covers these topics. I wouldn’t say that it is the best content on the internet because it is seriously lacking in some aspects.
However, you can think of it as a resource that can be helpful when you’re just starting out and have no idea what any of the financial terms mean or trying to sharpen your skills in specific areas (although it has its limits).
I’d say its most significant feature is the real-world trading simulator. I’ll get deeper into this later in this piece but this lets you test out the strategies you’ve learned in a simulated environment without putting any of your real money at risk.
It’s a safe space to get hands-on experience and see how different approaches might work in the real market, but without the pressure of losing money if something goes wrong.
The curriculum covers not just stocks but things like options trading and ways to generate passive income. Plus, when you sign up, you’re paired with an AI mentor who can guide you along the way, answer your questions, and offer personalized support. This mentorship makes the experience less isolating, especially if you’re new to investing.
That said, Prosperi Academy isn’t a one-stop-shop for everything investment-related. You can’t actually make trades through the platform, so if you’re ready to invest real money, you’ll need to open a brokerage account elsewhere.
Also, if you’re expecting to get specific stock picks or personalized investment advice, that’s not what you’ll find here either.
In short, Prosperi Academy is a learning tool. It won’t tell you what to invest in, but it will teach you how to think about your investments and understand the markets better, which is a starting point if you are new to investing.
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What does Prosperi Academy Offer?
Prosperi Academy is an investment learning platform that aims to help you get started with trading, whether you’re new to the world of finance or have some experience. If you are experienced, it won’t really offer anything.
Prosperi has online courses that break down the basics of trading and different investment strategies. The courses try to simplify complicated financial concepts, making them accessible for beginners.
You’ll start by learning the fundamentals—like market trends and risk management—and can work your way up to more advanced topics.
While they say their curriculum is designed by industry experts, the content is fairly introductory, the kind of material you can probably find elsewhere online.
That said, the courses are interactive, and because everything’s on an app, you can go through the lessons at your own pace. You’ll also earn virtual coins for completing lessons, which ties into the platform’s trading simulator.
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Trading Simulator
The trading simulator is where you can apply the complex investment concepts you’ve learned without any real-world financial risk.
You can practice trading stocks and crypto using real-time market data in a risk-free environment, which gives you a sense of how your strategies would perform in live conditions. You can even analyze market trends.
The simulator is meant to help you improve your decision-making skills before you actually trade with your own money. You can make informed investment decisions confidently after simulation.
AI Mentor
One feature that might catch your attention is the AI-powered chatbot they provide.
This AI is there to answer any questions you might have as you go along, whether it’s about a specific investment concept or how to improve your trading strategy. You can ask it for a study plan on something like stock trading, and it will guide you.
However, Prosperi Academy markets this as an “expert industry instructor,” which is a bit of a stretch since you’re not really interacting with a human expert—just an AI chatbot that simplifies things for you.
It’s helpful and it feeds into the “interactive courses” narrative, but nothing too groundbreaking compared to what other platforms offer with AI tools these days.
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How To Join Prosperi Academy
Joining Prosperi Academy is a fairly straightforward process, but they make sure to get to know you.
When you sign up, the first thing they do is ask you a series of questions that range from basic personal details to a deeper dive into your financial life.
They’ll ask about your gender, then move on to your age, and after that, it’s all about your financial goals.
Whether you’re looking to grow your wealth or aim for financial independence, they want to understand where you stand and what you’re hoping to achieve.
I expect that this helps them recommend a course that aligns with your specific needs, though it’s important to note that you’re not locked into anything. You’re free to explore and choose any course you like on their platform, regardless of their suggestion.
When it comes to accessing the platform, there’s a subscription fee involved, ranging from $10 to $40, depending on how long you want to have access.
The shortest option is $10, which gets you seven days of access. If you’re thinking a bit more long-term, $19.99 will cover four weeks, while $39.99 gets you access for a full 12 weeks.
The process may seem like it involves a lot of questions, but it’s really about helping you get the most value from the platform based on your unique situation.
Prosperi Academy’s approach of asking personal and financial questions might seem like they are customizing the training to fit your specific needs. However, this is misleading. The questions may give a false sense of personalization, but in reality, the training content remains largely generic and not truly tailored to individual circumstances.
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What are People Saying About Prosperi Academy?
When you look up Prosperi Academy online, you’ll come across a mix of opinions. Let’s look at how it has been talked about on different websites.
Reviews.io
On the surface, Prosperi Academy seems to be doing pretty well on Reviews.io, with a strong 4.5 out of 5 stars. Most users are happy with the educational content, particularly for beginners. If you’re new to the subject matter they cover, chances are you’ll find their courses helpful and easy to follow.
But, as you dig a little deeper, some issues start to emerge, and they seem to be a sore spot for many users. Refunds and cancellations are the biggest red flags.
One user, for instance, mentioned that even though the content is decent, the way the subscription is structured makes it hard to skip ahead if you already know the basics. You’re forced to go through every lesson, even if it’s not useful to you.
This means you’re stuck paying for content that might not help you grow, especially if you’re already somewhat experienced in the field.
Even worse, their cancellation process is a headache. You have to give them 30 days’ notice to avoid another charge, but according to several users, they seem to make it difficult to get out before another payment comes due.
One reviewer, S.In****, even suggested that the customer service is practically automated, implying there’s little human interaction when you’re trying to resolve issues. This doesn’t inspire a lot of confidence, especially when you’re trying to cancel and stop being billed.
Another user, Eloi Me****, had a more frustrating experience, where they were double-charged without permission and promised a refund that never arrived. They described it as a “very big deception,” painting Prosperi as more of a money-making machine than a genuine educational platform.
And it’s not just one or two people saying this—these stories pop up more often than you’d hope for a service that otherwise seems pretty decent on the surface.
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Better Business Bureau
Now, when it comes to the Better Business Bureau, things take a sharp turn for the worse. All of the reviews there are bad. People seem to consistently accuse Prosperi Academy of deceptive practices, and complaints about refunds are common.
One review from Lori S. stands out. She thought she was signing up for an investment system, only to find out it was just a learning platform.
Cancellation, according to her, was a nightmare, and customer service gave her the runaround when she tried to speak to management. She claimed they wouldn’t give her a phone number or address either, which makes it all sound pretty shady.
Prosperi Academy did respond to her complaint, but whether they resolved the issue is unclear. It’s a trend you see across BBB reviews—complaints about refunds and poor customer service responses. This kind of thing makes you wonder how well Prosperi Academy handles its customer relations behind the scenes.
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Trustpilot
On the surface, the platform seems to have a solid reputation, with thousands of positive reviews—especially on third-party sites like Trustpilot, where it holds an impressive 4.4 out of 5 stars with over 21,000 reviews.
Most users are happy, with more than 60% giving it 5 stars, and many praise its practical approach to investment learning. However, not everyone shares the same glowing experience.
Some users appreciate what Prosperi Academy offers; the general sentiment is that the lessons are particularly useful. They talk about how the platform helped them make better, more personalized investment decisions, which is exactly what you’d expect from something designed to teach financial literacy.
Similarly, Rfrantz says it’s helped that he/she keeps getting asked questions throughout the lesson. They say it helps them focus on remembering the lessons.
Libby is frustrated that the training is mostly suited to Americans and not a global audience.
That said, not everything is perfect. While the positive reviews pour in, there are some recurring complaints that you can’t ignore.
Sophia, for instance, had a frustrating experience when it came to dealing with customer service. She had payment issues and, despite trying, couldn’t get a refund.
It’s not just her; others have pointed out that Prosperi Academy struggles with refunding money, and it seems like their customer support could be a lot more responsive. Sophia even went as far as to question whether the platform might be a scam, which is a pretty strong accusation.
Kevin Jubber had a similar experience that left him feeling disappointed at how Prosperi Academy treated him.
There’s a general feeling that while the educational content is solid, the experience can sometimes be marred by technical hiccups and poor customer service. So if you’re considering signing up, it’s probably worth keeping those issues in mind.
You might get a lot out of the platform if everything works smoothly, but if something goes wrong, don’t expect quick or efficient help from customer support.
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Is Prosperi Academy Buying Reviews Online?
It’s hard to ignore when you come across reviews that seem to be duplicated across different sites, and it does make you question what’s really going on behind the scenes.
As you might’ve noticed, some of the reviews for Prosperi Academy appear both on Trustpilot and Reviews.io, and sometimes even show up twice on the same platform. It’s enough to raise an eyebrow, right? I mean, maybe it’s a coincidence, but when you see this kind of thing happening, it leaves a bad impression.
Let’s be honest, companies buying reviews isn’t unheard of. It’s a sneaky way for them to shape their online reputation by making themselves look better than they might actually be. When businesses buy reviews, they often hire third-party services or freelancers to post positive feedback on various sites.
Sometimes they use the same template or slightly tweak the language so that it doesn’t look suspicious, but when these reviews get copied and pasted across multiple platforms or even duplicated on the same site, it’s sloppy.
Now, I’m not outright saying Prosperi Academy is doing this. But those duplicated reviews I spotted?
They’re hard to overlook. They definitely cast doubt, and even though they might not be paying for these reviews, the pattern looks uncomfortably close to what you’d expect from companies trying to game the system.
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Is Prosperi Academy Legit?
Yes, Prosperi Academy is legit, but there are a few things you should know before diving in. On the surface, it’s a legitimate platform aimed at teaching investment strategies, and it even offers a trading simulator making investing accessible so you can practice without risking real money.
The educational resources are accessible, especially for beginners and intermediate investors, and the platform itself is user-friendly.
That said, there are some red flags that might give you pause.
A lot of people have complained about difficulties when it comes to the subscription and cancellation process. Some users say they’ve had a hard time canceling their memberships or getting refunds, which can be frustrating if you’re not fully satisfied with the service.
On top of that, there’s suspicion that Prosperi may be buying positive reviews online to create a more favorable impression than what users genuinely experience. This is something to consider if you’re trying to gauge its true reputation.
While the content is useful for learning about investments, some users feel that the course structure is a bit rigid and doesn’t allow much flexibility. They don’t particularly offer comprehensive courses either.
Another thing to note is that the AI chatbot, which is marketed as a sort of expert instructor, might not live up to that promise. It’s more of a tool than a real substitute for a human mentor, and some users have found that misleading.
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